Solar Financing Made Simple
Whether you want to pay cash, finance, or lease—we help you find the option that makes the most sense for your family's budget and goals.
Cash Purchase
Own your system outright and maximize your return on investment. Ideal for homeowners who want the highest long-term savings and have available capital.
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Solar Loan
$0 down options available. Swap your unpredictable PG&E bill for a fixed monthly loan payment—often lower than what you're paying now.
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PPA / Lease
Pay only for the power you use with no upfront cost. The solar company owns and maintains the system—you just enjoy the savings.
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Incentives & Tax Credits
Take advantage of federal and state incentives that can significantly reduce the cost of going solar.
Federal Investment Tax Credit (ITC)*
The federal government offers a 30% tax credit on the total cost of your solar installation. This applies to both purchased systems and leases where you can claim ownership.
California SGIP (Battery Rebates)
The Self-Generation Incentive Program provides rebates for battery storage systems. Amounts vary based on your location and utility provider.
Net Energy Metering (NEM)
When your solar system produces more energy than you use, the excess is sent back to the grid and you receive credits on your utility bill.
Important Note*
*Tax credits and incentives are subject to change and depend on your individual tax situation. We always recommend consulting with a qualified tax professional to understand how these benefits apply to your specific circumstances. Luminoso Power does not provide tax or legal advice.